/* ==========================================================================
   XYZ.com — stylesheet
   Fresh design system (not a retint) — cool graphite/steel industrial theme
   with a dual metal accent (brass-gold + steel-silver), sans-serif headings.
   ========================================================================== */

:root {
  --bg: #eef0f1;
  --bg-alt: #e2e5e8;
  --surface: #ffffff;
  --graphite: #1c1f22;
  --graphite-deep: #101214;
  --steel: #343a40;
  --text: #1f2327;
  --text-muted: #5a6268;
  --border: #d5d9dc;
  --border-dark: #3a4046;

  --gold: #b9852e;
  --gold-deep: #96691f;
  --gold-light: #d9ac5c;

  --silver: #7c8a97;
  --silver-deep: #5f6b76;
  --silver-light: #c9d0d6;

  --success: #2f7a4d;
  --success-bg: #e7f3ec;
  --danger: #a3392f;

  --radius: 8px;
  --radius-sm: 5px;
  --shadow: 0 12px 30px rgba(16, 18, 20, 0.14);
  --shadow-sm: 0 4px 14px rgba(16, 18, 20, 0.08);
  --max-width: 1220px;

  --font-heading: -apple-system, BlinkMacSystemFont, "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  --font-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-sans);
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: inherit; text-decoration: none; }

ul { list-style: none; }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

h1, h2, h3, h4 {
  font-family: var(--font-heading);
  color: var(--graphite-deep);
  line-height: 1.15;
  font-weight: 800;
  letter-spacing: -0.01em;
}

h1 { font-size: 2.9rem; }
h2 { font-size: 2rem; }
h3 { font-size: 1.2rem; }

p { color: var(--text-muted); }

section { padding: 68px 0; }

.bg-alt { background: var(--bg-alt); }
.bg-graphite { background: var(--graphite); color: #d8dade; }
.bg-graphite h1, .bg-graphite h2, .bg-graphite h3 { color: #fff; }
.bg-graphite p { color: #b7bcc2; }

.eyebrow {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold-deep);
  margin-bottom: 10px;
}

.bg-graphite .eyebrow { color: var(--gold-light); }

.section-heading {
  max-width: 680px;
  margin: 0 auto 40px;
  text-align: center;
}

.section-heading p { margin-top: 10px; font-size: 1.05rem; }

/* ---- Buttons ---- */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 26px;
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 0.95rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease, color 0.15s ease, border-color 0.15s ease;
  letter-spacing: 0.01em;
}

.btn-primary {
  background: var(--gold);
  color: #1a1204;
}
.btn-primary:hover { background: var(--gold-light); transform: translateY(-1px); }

.btn-call {
  background: var(--success);
  color: #fff;
}
.btn-call:hover { background: #256640; transform: translateY(-1px); }

.btn-outline {
  background: transparent;
  border-color: rgba(255, 255, 255, 0.55);
  color: #fff;
}
.btn-outline:hover { background: rgba(255, 255, 255, 0.12); }

.btn-outline-dark {
  background: transparent;
  border-color: var(--graphite);
  color: var(--graphite);
}
.btn-outline-dark:hover { background: var(--graphite); color: #fff; }

.btn-silver {
  background: var(--silver);
  color: #101214;
}
.btn-silver:hover { background: var(--silver-light); }

.btn-block { width: 100%; }
.btn-lg { padding: 16px 32px; font-size: 1.05rem; }

/* ==========================================================================
   Header: utility bar + spot-rate ticker + main nav
   ========================================================================== */

.utility-bar {
  background: var(--graphite-deep);
  color: #9aa0a6;
  font-size: 0.82rem;
}

.utility-bar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 8px;
  padding-bottom: 8px;
  gap: 16px;
  flex-wrap: wrap;
}

.utility-left,
.utility-right { display: flex; gap: 22px; flex-wrap: wrap; align-items: center; }
.utility-bar a { color: #c7cbcf; }
.utility-bar a:hover { color: var(--gold-light); }
.utility-badge {
  color: var(--gold-light);
  font-weight: 700;
  letter-spacing: 0.03em;
}
.utility-mobile { display: none; }
.utility-mobile a { color: var(--gold-light); font-weight: 700; }

/* Ticker strip */
.ticker-strip {
  background: var(--graphite);
  border-top: 1px solid #2a2e32;
  border-bottom: 1px solid #2a2e32;
  color: #dfe2e5;
}

.ticker-inner {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 10px 0;
  flex-wrap: wrap;
}

.ticker-label {
  font-size: 0.68rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: #8a9198;
  white-space: nowrap;
}

.ticker-rates {
  display: flex;
  gap: 26px;
  flex-wrap: wrap;
  flex: 1;
}

.ticker-rate {
  display: flex;
  align-items: baseline;
  gap: 7px;
  font-size: 0.86rem;
  white-space: nowrap;
}

.ticker-metal { font-weight: 800; color: #fff; }
.ticker-metal.gold { color: var(--gold-light); }
.ticker-metal.silver { color: var(--silver-light); }
.ticker-price { color: #dfe2e5; }
.ticker-note {
  font-size: 0.72rem;
  color: #8a9198;
  font-style: italic;
  white-space: nowrap;
}

/* Main nav */
.navbar {
  background: var(--surface);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 100;
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
  gap: 20px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 1.2rem;
  color: var(--graphite-deep);
  white-space: nowrap;
}

.logo-mark {
  width: 34px;
  height: 34px;
  border-radius: 6px;
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-deep) 55%, var(--silver-deep) 55%, var(--silver) 100%);
  display: inline-block;
  flex-shrink: 0;
  box-shadow: inset 0 0 0 2px rgba(255, 255, 255, 0.35);
}

.logo-sub {
  display: block;
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-muted);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 30px;
}

.nav-links a:not(.btn) {
  font-weight: 600;
  font-size: 0.94rem;
  color: var(--text);
  padding: 6px 0;
  border-bottom: 2px solid transparent;
}

.nav-links a:not(.btn):hover,
.nav-links a.active {
  color: var(--gold-deep);
  border-bottom-color: var(--gold);
}

.nav-cta { display: flex; align-items: center; gap: 12px; }

.nav-links-cta { display: none; }

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
}
.nav-toggle span {
  width: 24px;
  height: 3px;
  background: var(--graphite);
  border-radius: 2px;
}

/* ==========================================================================
   Bulk discount banner (reusable — full hero version + slim inline version)
   ========================================================================== */

.bulk-banner {
  background: linear-gradient(120deg, var(--graphite-deep) 0%, var(--graphite) 55%, #262b30 100%);
  color: #fff;
  position: relative;
  overflow: hidden;
}

.bulk-banner::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 85% 20%, rgba(185, 133, 46, 0.28), transparent 45%),
    radial-gradient(circle at 10% 85%, rgba(124, 138, 151, 0.22), transparent 50%);
  pointer-events: none;
}

.bulk-banner-inner {
  position: relative;
  padding: 76px 0 80px;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 50px;
  align-items: center;
}

.bulk-banner h1 {
  font-size: 2.7rem;
  color: #fff;
  margin-bottom: 16px;
}

.bulk-banner .highlight {
  background: linear-gradient(90deg, var(--gold-light), var(--gold));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.bulk-banner p.lead {
  color: #c6cad0;
  font-size: 1.12rem;
  max-width: 540px;
  margin-bottom: 28px;
}

.bulk-banner-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.bulk-discount-pill {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(185, 133, 46, 0.16);
  border: 1px solid rgba(217, 172, 92, 0.45);
  color: var(--gold-light);
  font-weight: 800;
  font-size: 0.92rem;
  padding: 9px 16px;
  border-radius: 999px;
  margin-bottom: 22px;
}

/* Ingot/coin illustration cluster (CSS only) */
.bullion-cluster {
  position: relative;
  height: 300px;
  display: flex;
  align-items: flex-end;
  justify-content: center;
}

.ingot {
  position: absolute;
  border-radius: 6px;
  box-shadow: 0 18px 30px rgba(0, 0, 0, 0.35);
}

.ingot-gold {
  width: 190px;
  height: 90px;
  bottom: 20px;
  left: 10px;
  background: linear-gradient(155deg, var(--gold-light) 0%, var(--gold) 45%, var(--gold-deep) 100%);
  transform: perspective(500px) rotateX(35deg) rotateZ(-8deg);
}

.ingot-silver {
  width: 150px;
  height: 74px;
  bottom: 60px;
  right: 0;
  background: linear-gradient(155deg, var(--silver-light) 0%, var(--silver) 45%, var(--silver-deep) 100%);
  transform: perspective(500px) rotateX(35deg) rotateZ(10deg);
}

.coin-stack {
  position: absolute;
  bottom: 0;
  left: 90px;
  width: 90px;
  height: 60px;
}
.coin-stack span {
  position: absolute;
  left: 0;
  width: 90px;
  height: 16px;
  border-radius: 50%;
  background: radial-gradient(circle at 35% 30%, var(--gold-light), var(--gold-deep));
  box-shadow: 0 3px 0 rgba(0,0,0,0.25);
}
.coin-stack span:nth-child(1) { bottom: 0; }
.coin-stack span:nth-child(2) { bottom: 12px; }
.coin-stack span:nth-child(3) { bottom: 24px; }
.coin-stack span:nth-child(4) { bottom: 36px; }

/* Slim banner (non-home pages) */
.bulk-banner-slim {
  background: var(--graphite-deep);
  color: #fff;
}
.bulk-banner-slim .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
  padding-top: 16px;
  padding-bottom: 16px;
}
.bulk-banner-slim-text {
  font-size: 0.96rem;
  font-weight: 600;
  color: #e4e6e8;
}
.bulk-banner-slim-text strong { color: var(--gold-light); }
.bulk-banner-slim-actions { display: flex; gap: 10px; flex-wrap: wrap; }

/* ==========================================================================
   Trust stats strip
   ========================================================================== */

.stats-strip {
  background: var(--surface);
  border-bottom: 1px solid var(--border);
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  padding: 30px 0;
}
.stat-item {
  text-align: center;
  padding: 0 12px;
  border-left: 1px solid var(--border);
}
.stat-item:first-child { border-left: none; }
.stat-number {
  font-family: var(--font-heading);
  font-size: 1.7rem;
  font-weight: 800;
  color: var(--graphite-deep);
}
.stat-number span { color: var(--gold-deep); }
.stat-label {
  font-size: 0.78rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-top: 4px;
}

/* ==========================================================================
   Product category grid
   ========================================================================== */

.category-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.category-grid .full-span { grid-column: 1 / -1; }

.category-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.category-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); }

.category-media {
  height: 150px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}
.category-media.gold-media { background: linear-gradient(160deg, #f4e6c8, #e8cf9c); }
.category-media.silver-media { background: linear-gradient(160deg, #eceff1, #d8dee2); }
.category-media.mixed-media { background: linear-gradient(160deg, #efe4d0, #dde2e6); }

.media-tag {
  position: absolute;
  top: 12px;
  left: 12px;
  font-size: 0.68rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  background: rgba(28, 31, 34, 0.85);
  color: #fff;
  padding: 4px 9px;
  border-radius: 999px;
}

.mini-bar {
  width: 96px;
  height: 50px;
  border-radius: 5px;
  box-shadow: 0 10px 18px rgba(0,0,0,0.22);
}
.mini-bar.gold { background: linear-gradient(155deg, var(--gold-light), var(--gold-deep)); }
.mini-bar.silver { background: linear-gradient(155deg, var(--silver-light), var(--silver-deep)); }

.mini-coin-row { display: flex; gap: -8px; }
.mini-coin {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  margin-left: -14px;
  box-shadow: 0 6px 14px rgba(0,0,0,0.22), inset 0 0 0 3px rgba(255,255,255,0.35);
}
.mini-coin:first-child { margin-left: 0; }
.mini-coin.gold { background: radial-gradient(circle at 35% 30%, var(--gold-light), var(--gold-deep)); }
.mini-coin.silver { background: radial-gradient(circle at 35% 30%, var(--silver-light), var(--silver-deep)); }
.mini-coin.plat { background: radial-gradient(circle at 35% 30%, #e4e6e8, #9aa3ab); }

.category-card.cta-card {
  background: var(--graphite-deep);
  border-color: var(--graphite-deep);
}
.category-card.cta-card .category-media { background: linear-gradient(160deg, #2a2f34, #1c1f22); }
.category-card.cta-card h3 { color: #fff; }
.category-card.cta-card p { color: #b7bcc2; }
.category-card.cta-card .spec-chip { background: #2a2f34; color: #dfe2e5; border-color: #3a4046; }

.cta-plus {
  width: 70px;
  height: 70px;
  border-radius: 50%;
  background: rgba(185, 133, 46, 0.15);
  border: 2px solid var(--gold);
  color: var(--gold-light);
  font-size: 2rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
}

.category-body {
  padding: 20px 22px 24px;
  display: flex;
  flex-direction: column;
  flex: 1;
}
.category-body h3 { margin-bottom: 8px; }
.category-body p { font-size: 0.92rem; margin-bottom: 16px; flex: 1; }
.category-specs {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 16px;
}
.spec-chip {
  font-size: 0.72rem;
  font-weight: 700;
  background: var(--bg-alt);
  color: var(--steel);
  padding: 4px 10px;
  border-radius: 999px;
  border: 1px solid var(--border);
}

/* ==========================================================================
   Discount tier table
   ========================================================================== */

.tier-table-wrap {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.tier-table { width: 100%; border-collapse: collapse; }
.tier-table th, .tier-table td {
  text-align: left;
  padding: 16px 20px;
  border-bottom: 1px solid var(--border);
  font-size: 0.95rem;
}
.tier-table th {
  background: var(--graphite-deep);
  color: #fff;
  font-size: 0.76rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.tier-table tr:last-child td { border-bottom: none; }
.tier-table tr:nth-child(even) td { background: var(--bg-alt); }
.tier-discount { font-weight: 800; color: var(--gold-deep); }
.tier-discount.max { color: var(--success); }

/* ==========================================================================
   Process steps
   ========================================================================== */

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}
.process-step {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 26px 22px;
  position: relative;
}
.process-num {
  font-family: var(--font-heading);
  font-size: 2.1rem;
  font-weight: 800;
  color: var(--border);
  margin-bottom: 10px;
}
.process-step h3 { margin-bottom: 8px; }
.process-step p { font-size: 0.92rem; }

/* ==========================================================================
   Feature / trust list
   ========================================================================== */

.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.feature-item { display: flex; gap: 16px; }
.feature-icon {
  flex-shrink: 0;
  width: 46px;
  height: 46px;
  border-radius: 10px;
  background: var(--bg-alt);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
}
.feature-item h3 { font-size: 1.05rem; margin-bottom: 4px; }
.feature-item p { font-size: 0.9rem; }

/* ==========================================================================
   FAQ accordion
   ========================================================================== */

.faq-list { max-width: 800px; margin: 0 auto; }
.faq-item {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 12px;
  overflow: hidden;
}
.faq-question {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 18px 22px;
  font-weight: 700;
  font-size: 0.98rem;
  color: var(--graphite-deep);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
}
.faq-question::after {
  content: "+";
  font-size: 1.4rem;
  color: var(--gold-deep);
  flex-shrink: 0;
  transition: transform 0.2s ease;
}
.faq-item.open .faq-question::after { transform: rotate(45deg); }
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.25s ease;
}
.faq-answer p { padding: 0 22px 18px; font-size: 0.92rem; }
.faq-item.open .faq-answer { max-height: 300px; }

/* ==========================================================================
   Forms
   ========================================================================== */

.form-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  padding: 34px;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-group { margin-bottom: 18px; }
.form-group label {
  display: block;
  font-weight: 700;
  font-size: 0.86rem;
  margin-bottom: 6px;
  color: var(--graphite-deep);
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-size: 0.94rem;
  background: var(--bg);
  color: var(--text);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(185, 133, 46, 0.16);
}
.form-group textarea { resize: vertical; min-height: 120px; }
.form-note { font-size: 0.82rem; color: var(--text-muted); margin-top: 4px; }

.form-success {
  display: none;
  background: var(--success-bg);
  border: 1px solid var(--success);
  color: #1c5335;
  padding: 16px 18px;
  border-radius: var(--radius-sm);
  margin-bottom: 20px;
  font-weight: 600;
}
.form-success.show { display: block; }

.contact-info-card {
  background: var(--graphite-deep);
  color: #dfe2e5;
  border-radius: var(--radius);
  padding: 34px;
}
.contact-info-card h3 { color: #fff; margin-bottom: 6px; }
.contact-info-row {
  display: flex;
  gap: 14px;
  padding: 14px 0;
  border-bottom: 1px solid #2c3136;
}
.contact-info-row:last-child { border-bottom: none; }
.contact-info-row .ci-icon { font-size: 1.2rem; }
.contact-info-row a, .contact-info-row span.ci-text { color: #dfe2e5; font-size: 0.92rem; }
.contact-info-row a:hover { color: var(--gold-light); }

/* ==========================================================================
   Legal page content
   ========================================================================== */

.legal-content h2 { margin-top: 34px; margin-bottom: 12px; font-size: 1.35rem; }
.legal-content h2:first-child { margin-top: 0; }
.legal-content p { margin-bottom: 14px; }
.legal-content ul { margin: 0 0 14px 0; }
.legal-content li {
  color: var(--text-muted);
  padding-left: 22px;
  position: relative;
  margin-bottom: 8px;
}
.legal-content li::before {
  content: "—";
  position: absolute;
  left: 0;
  color: var(--gold-deep);
}
.legal-updated {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 28px;
  display: inline-block;
  background: var(--bg-alt);
  padding: 6px 14px;
  border-radius: 999px;
}
.legal-nav {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-bottom: 30px;
}
.legal-nav a {
  font-size: 0.85rem;
  font-weight: 700;
  padding: 8px 14px;
  border-radius: 999px;
  background: var(--bg-alt);
  border: 1px solid var(--border);
  color: var(--steel);
}
.legal-nav a:hover { border-color: var(--gold); color: var(--gold-deep); }

/* ==========================================================================
   About page bits
   ========================================================================== */

.about-hero {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
}
.value-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.value-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
}
.value-card h3 { font-size: 1.05rem; margin-bottom: 8px; }
.value-card p { font-size: 0.92rem; }

/* ==========================================================================
   Bottom CTA band
   ========================================================================== */

.cta-band {
  background: linear-gradient(120deg, var(--graphite-deep), var(--graphite));
  color: #fff;
  text-align: center;
}
.cta-band h2 { color: #fff; margin-bottom: 12px; }
.cta-band p { color: #c6cad0; max-width: 560px; margin: 0 auto 26px; }
.cta-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ==========================================================================
   Footer
   ========================================================================== */

footer {
  background: var(--graphite-deep);
  color: #9aa0a6;
  padding: 56px 0 24px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 36px;
  padding-bottom: 36px;
  border-bottom: 1px solid #262b30;
}
.footer-col h4 {
  color: #fff;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 16px;
}
.footer-col p { color: #8a9198; font-size: 0.88rem; margin-bottom: 10px; }
.footer-col ul li { margin-bottom: 9px; }
.footer-col ul li a { color: #9aa0a6; font-size: 0.88rem; }
.footer-col ul li a:hover { color: var(--gold-light); }
.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
  padding-top: 22px;
  font-size: 0.8rem;
  color: #6d7378;
}
.footer-disclaimer {
  font-size: 0.78rem;
  color: #6d7378;
  max-width: 900px;
  margin-top: 18px;
  line-height: 1.6;
}

/* ==========================================================================
   Bulk popup modal
   ========================================================================== */

.bulk-popup-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(16, 18, 20, 0.66);
  display: none;
  align-items: center;
  justify-content: center;
  padding: 20px;
  z-index: 1000;
}
.bulk-popup-backdrop.open { display: flex; }

.bulk-popup {
  background: var(--surface);
  border-radius: 14px;
  max-width: 420px;
  width: 100%;
  padding: 34px 30px 28px;
  text-align: center;
  position: relative;
  box-shadow: 0 30px 60px rgba(0, 0, 0, 0.4);
  animation: popIn 0.18s ease;
}

@keyframes popIn {
  from { transform: scale(0.94); opacity: 0; }
  to { transform: scale(1); opacity: 1; }
}

.bulk-popup-close {
  position: absolute;
  top: 12px;
  right: 12px;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--bg-alt);
  border: none;
  font-size: 1.1rem;
  color: var(--text-muted);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
}
.bulk-popup-close:hover { background: var(--border); color: var(--text); }

.bulk-popup-icon {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: var(--success-bg);
  color: var(--success);
  font-size: 1.5rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
}

.bulk-popup h3 { margin-bottom: 10px; font-size: 1.25rem; }
.bulk-popup p { margin-bottom: 22px; font-size: 0.95rem; }
.bulk-popup-actions {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

body.popup-open { overflow: hidden; }

/* ==========================================================================
   Responsive
   ========================================================================== */

@media (max-width: 1020px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .stat-item:nth-child(3) { border-left: none; }
  .category-grid { grid-template-columns: repeat(2, 1fr); }
  .process-grid { grid-template-columns: repeat(2, 1fr); }
  .feature-grid { grid-template-columns: repeat(2, 1fr); }
  .bulk-banner-inner { grid-template-columns: 1fr; }
  .bullion-cluster { height: 220px; margin-top: 20px; }
  .about-hero { grid-template-columns: 1fr; }
}

@media (max-width: 860px) {
  .nav-toggle { display: flex; }

  .nav-links {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--surface);
    flex-direction: column;
    align-items: flex-start;
    gap: 4px;
    padding: 14px 24px 20px;
    border-bottom: 1px solid var(--border);
    box-shadow: var(--shadow);
    display: none;
    max-height: calc(100vh - 70px);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
  }
  .nav-links.open { display: flex; }
  .nav-links a:not(.btn) { padding: 10px 0; width: 100%; }
  .nav-cta { display: none; }
  .nav-links .nav-links-cta {
    display: flex;
    gap: 10px;
    margin-top: 10px;
    width: 100%;
  }

  .utility-left, .utility-right { display: none; }
  .utility-bar .container { justify-content: center; }
  .utility-mobile { display: block !important; text-align: center; }

  .ticker-rates { gap: 16px; }
  .ticker-inner { flex-direction: column; align-items: flex-start; gap: 8px; }

  h1 { font-size: 2.1rem; }
  .bulk-banner h1 { font-size: 1.9rem; }
  h2 { font-size: 1.6rem; }

  .form-row { grid-template-columns: 1fr; }
  .value-grid { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .category-grid { grid-template-columns: 1fr; }
  .process-grid { grid-template-columns: 1fr; }
  .feature-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .bulk-banner-slim .container { flex-direction: column; align-items: flex-start; }
  section { padding: 48px 0; }
}